Perguntas Frequentes

ValueView.io is an AI-assisted value investing desk that turns public filings into Buffett–Munger style Markdown reports. Each report covers business quality, management alignment, valuation ranges, and possible risks and catalysts, so you can quickly scan a company before going deeper.

Company analysts, portfolio managers, and serious individual investors who want a fast first-pass valuation with transparent assumptions and ranges.

Recent public filings and transcripts. All information is publicly available on the stock exchanges and the SEC.

$199 per month.

These analysis reports are only for experienced investors and professionals. The more people who know this information, the less valuable it becomes.

If the information on this website saves you less than $199 in time, you shouldn't pick stocks yourself; instead, buy an index fund and focus on other more valuable things.

Yes. Free users can search reports by ticker or name and view the summary. Plus subscribers can view the full reports.

Yes. Plus subscribers can receive weekly alerts for undervalued companies.

Free users can receive a monthly alert with the last 30 undervalued tickers in the Top 50. Plus subscribers receive the full list.

Every analysis report is viewable in-browser and can be printed to a PDF file using your browser's print feature.

No. Analysis reports are AI-generated, curated for quality, and provided for information only. Always perform your own due diligence before making any investment decisions.

Treat intrinsic value as a first-pass filter to save research time; do deeper work only on companies priced far below intrinsic value.

Intrinsic value is an estimate and moves over time, so you must understand the business to judge reasonableness.

Apply a margin of safety. Buffett often wants at least 30% for stable firms, meaning buy only when price is far below intrinsic value. Adjust the margin to your knowledge and risk tolerance.

No. AI analysis can be wrong and data can be off. Verify the logic and inputs first. Intrinsic value is an estimate and moves over time; you must understand the business to judge reasonableness.

Wait. The market does not punish you for not buying a stock, but it does punish you for buying at the wrong price.

Graham defined it as the gap between intrinsic value and the purchase price. Smart investors buy only with sufficient margin. Graham suggested 30–50%; Buffett typically wants 15–30%. Higher margins reduce loss odds but shrink the investable set. Professionals set different margins by industry and company quality. ValueView.io defaults to 30%.

Purchase price = intrinsic value × (1 − margin). ValueView.io uses 30% as the margin of safety, so a $100 intrinsic value yields a $70 suggested purchase price.

Stay patient and hold your cash. Many famous value investors (Buffett, Munger, Li Lu, Monish Pabrai) will wait years without trading. Markets punish mistakes, not inaction.

Re-estimate intrinsic value after each quarterly and annual report. Decide to hold or sell based on price versus intrinsic and the sell rules above.

Investors act on value versus price; speculators chase price moves. Intrinsic value estimation is hard — that's how individual investors can benefit from ValueView.io.

No. The estimates (yours or ValueView.io's) can be wrong; black swans can erode value. No company can survive every possible bad situation.

Before buying, determine your maximum acceptable loss. If the stock price falls close to that limit, sell decisively to cut losses.

No. The rule means buy well below intrinsic value, not perfectly at the bottom of the trading price curve. Even buying below intrinsic can still lose money. Diversification is essential for retail investors—don't bet everything on one or two stocks.

Graham suggested at least 30 names with each under 2.5% of capital. In today's rich markets that may be hard. With abundant data, tracking ~50 and owning ~10 across industries at ~10% each can reduce single-name risk. ValueView.io helps you save time reading company reports so you can cover more names.

No. For most people without time or knowledge to study businesses, broad ETFs are the best choice and often beat star active funds. In the AI era, motivated investors can leverage AI-generated analysis reports to do professional-grade analysis quickly and potentially beat ETFs. ETFs charge fees; direct stock picking does not, so equal gross returns mean higher net returns for stock pickers.

Incentives differ. Managers earn fees on assets, so they prioritize scale. Larger funds have fewer attractive opportunities and higher expense ratios (often >1% vs. <0.5% for ETFs—QQQ ~0.2%, VGT ~0.09%), making outperformance harder.

Bad news often creates undervaluation. Buy only if you understand the business and believe the issue is temporary with solid long-term prospects. Otherwise, skip it. Margin of safety matters, but even Buffett takes losses—diversify and avoid heavy concentration.